Never used such shells before. is it convenient for day-to-day riding?

Does it feet for 195 cm tall person (me)?

It seems thin enough. What should i wear under the shell to feel warm and confortable at for example -10 below zero celsius? Thermal underwear + fleece?

Tech Specs:

Material:

[Shell] oxford; [Lining] taffeta 

Insulation:

None 

Waterproof Rating:

10K 

Breathable Rating:

10000g 

Venting:

Underarm zips, outer thigh vents 

Pockets:

2 Front 

Seam Taped:

Yes, fully 

Hood:

Yes 

Gaiters:

Yes 

Recommended Use:

Snowboarding