It's one of those cosmic things.
When you got up this morning, you never suspected that the Lifetime Lizard Short-Sleeve T-Shirt would save your life. You see, after you put on this shirt, you spent an extra second gazing in the mirror and thinking about how good you looked. In turn, you were a second late pulling out of the driveway, which made you miss the green light at the end of the road. And all of that meant that you narrowly avoided being hit by a train.