The good - This is a very lightweight skin-type top.
The not as great - The padding is only over the ribs, the collar bone, and down the spine. Nothing at elbows and shoulders.
The equivocal - The padding is very low profile, so it fits under clothes well, but doesn't offer a whole lot of protection.
The fit - a little on the large side, unlike other Demon Snow women's items I've tried.
Since I want to use this for mountain biking, too, I decided to go with another Demon Snow item with more robust protection.