Don't get me wrong, I love the jacket. April is right it looks great with out the vest. I prefer to wear it without the vest because it is less bulky. If you're looking for a jacket that is insulated I would not order this one unless you plan to layer well underneath and wear the vest. I wear this on warmer sunny park days and in the city. It sounds like some come with wrist gaiters and others don't(depending on where you order it from) but I believe dogfunk's come with wrist gaiters, mine did anyway. The only real issue I have had with the coat is the stitching on the chest pocket for your iPod, it is coming apart, but I use this pocket the most. Other than that, its a sweet jacket.