We were torn between this helmet and the GIRO that was fully fleeced inside for warmth. By the time I bought this one for $65 and a $20 hat, I could have bought the fully lined GIRO 2009. New 09 GIRO was $100 so I only saved about $15. However my 11 year old daughter loved this one and now she can mix and match different hats to go under it. Overall great helmet - comfortable, great quality.