When you don the XCEL Hawaii Men's Surf Shirt, you're not hoping for the ultimate remedy against a cold blast over a liquid abyss. You're in need of protection from over exposure and a thin, stretchy barrier against a crisp breeze off a chilled lake or glassy break.
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Nice, blocks the sun
I bought this as a layer for summertime rafting, and it worked well in that regard. I was most interested in the UPF rating, and it did a nice job of keeping me from turning beet red halfway into a four day trip on the Colorado. Fit is pretty tight, as expected.